Health Care Professional Liability & Medical Malpractice

Property & Casualty insurance brokers and advisors specializing in insurance and risk solutions designed for the unique needs of the health care and medical provider industries.

We can help you identify solutions that demonstrate value to your organization.

Health Care Professional Liability and Medical Malpractice risks represent significant exposure to your margins, profits, and assets, that can cause substantial-reputational damage and have operational implications. Backed by the national strength of a leading brokerage, our local service professionals can help your organization identify and administer insurance programs for members of the health care industry.


Our customers and relationships extend through the full spectrum of health care and include organizations and providers in hospitals and regional health systems, physician and specialty groups, outpatient clinics, surgery centers, rehabilitation facilities, aging services, and home health care.

Primary Professional Liability Medical Malpractice Insurance

The first line of coverage and potential financial defense for physicians, medical professionals, or health care organizations is critical and must be the foundation upon which other elements of protection are built. Brown & Brown can help provide you with solutions ranging from guaranteed cost, first-dollar programs for a hospital or physician, or a designed self-insurance program for a regional or national health system of facilities, physicians, or medical professionals. Our team can help ensure these solutions reflect and respond according to the terms intended and expected by the policyholder.

Physicians or Medical Provider Professional Liability Insurance

Brown & Brown has options and resources available through its group plans and carrier partners for individual health care professionals and physicians. For those practices and groups that grow beyond the resources of their local agent or local carrier, the Brown & Brown Health Care team offers resources nationally to assist physicians and other licensed medical professionals to ensure all options and alternatives for risk transfer and financing are considered or evaluated. This includes:

  • Alternative deductible or retention structures
  • Strategic limit utilization and analysis for the entire organization
  • Consultative assessments of loss history and goals to tailor solutions moving forward

Excess or Umbrella Liability Insurance for Health Care Organizations

Brown & Brown can access the global market to identify options and solutions that fit your goals and objectives through competitive analysis and marketing. Our team can help health care systems, organizations, and providers evaluate the pros and cons through a disciplined cost-benefit analysis. We can also help evaluate the protection provided by purchasing excess or umbrella liability limits over and above your professional liability and malpractice insurance programs.

Alternative Risk Financing Solutions

Organizations seeking to control their claims, pricing, and future outcomes can evaluate alternative risk financing strategies with members of the Brown & Brown Health Care team to identify solutions for a more efficient use of capital. Our team is ready to help educate your organization in the areas below and explore how we can help meet your unique needs. We can help you evaluate competitive alternatives for:

  • Self-insured retentions
  • Domestic and offshore captives
  • Trusts
  • Risk retention groups
  • Other solutions

Ask Us About:

  • Professional Liability
  • General Liability
  • Cyber Liability and Privacy Solutions
  • Directors and Officers Liability
  • Employee Practices Liability
  • Commercial Automobile Liability
  • Workers’ Compensation
  • Commercial Property
  • Surety Bonds

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