Commercial Insurance Underwriter – Binding Authority

Hull & Company

Alpharetta, GA

Job Category: Client Support

Division: Wholesale

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Job Summary

Hull & Company, a division of Brown & Brown Insurance, seeks a talented and motivated Underwriter to join our commercial team in Alpharetta,GA. In this position you will review insurance applications to evaluate, classify and rate individuals and groups for insurance and accept or reject applications by performing the essential duties and functions listed below.

Essential Duties and Functions:

  • Examine such documents as application forms, inspection reports, insurance maps, and medical reports to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property.
  • Reviews company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluates possibility of losses due to catastrophe or excessive insurance.
  • Underwrite or broker risks, insuring that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws. Secure payments on risks bound or written.
  • Review, analyze and underwrite risks submitted by Producers, rate submissions for premium and terms, analyze exposures for quotes for new and renewal business, issue written indications, quotes and binders; use inspection companies to obtain further information, quote rates, or explain company underwriting policies.
  • Markets and meets with retail agency customers to develop business and cultivate relationships in an effort to grow a book of business.
  • Understand and extend Company facilities, utilizing binding authorities or brokering risks when required to successfully negotiate a placement; be responsible for your underwriting results.
  • See that coding on specific required forms are completed and utilized.
  • Service and perpetuate existing business, produce new business, and have a keen awareness of priorities.
  • Instruct and train processors and assistants, review indications, quotes, binders, submissions, and policies for completeness and accuracy.
  • Provide guidance and training to the processors and assistants, to enable them to reduce the underwriter’s clerical workload, and to develop basic underwriting and brokering skills and techniques.
  • Foster and improve relationships with other departments, producers, companies, and competitors.
  • Work closely with Team Leader to improve your competence, and submit production and marketing plans outlining new programs, or methods of improving existing ones.
  • Confer with the Team Leader before underwriting or brokering unusual or unfamiliar coverages or manuscript forms.
    Performs other duties as assigned.

Required Skills

  • Bachelor’s degree from four (4)- year college or university in Risk Management or related field of study preferred.
  • Exceptional telephone demeanor
  • Ability to maintain a high level of confidentiality

Salary Range



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We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.