The company that was to become Brown & Brown Insurance was founded in Daytona Beach in 1939 by two cousins, J. Adrian Brown and Charles Covington Owen. Under the direction of Adrian Brown’s son, Hyatt, a unique corporate culture has been created which values individual initiative and instills an indomitable “can do” attitude in its employees. B&B is acclaimed as, arguably, the most efficient operating platform in the insurance brokerage business, delivering high quality placement and service to a broad array of accounts. This, coupled with a precise, focused acquisition strategy helped Brown & Brown become one of the insurance industry’s most powerful and influential leaders. Today this “Meritocracy” of decentralized Profit Centers is led by the third generation of Browns – J. Powell Brown – and operates throughout the United States, in England and Bermuda providing a variety of insurance products and services to general businesses, corporations, governmental and quasi-governmental institutions, professional organizations, trade associations, families and individuals.