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    Healthcare Reform and Legal Compliance

    Even though the Patient Protection and Affordable Care Act has now been fully implemented, we anticipate continual re-interpretations and modifications to the Act. Bottom line: we are here to guide you through these changes.

    Our Advisors help you make the right decisions by assessing your business and providing you with an overview:

    Full in-depth audit of your current plans in relation to new laws/regulations

    • Controlled Group Determination and Exposure

    • Applicable Large Employer Determination

    – Measuring Full-Time Equivalency
    – Determination of Shared Responsibility Exposure
    – Determination/Measurement Periods for:

    * Full-Time Employees
    * Variable Hour Employees
    * Season Employees

    • Affordability Calculator (Employee Portion of Premium ≤ 9.5%)

    • Metal Level Equivalency/ Minimum Value/ Actuarial Value of Current Medical Plan(s)

    • Wellness Strategies under ACA Minimizing exposure under ACA Education on Affordable Care Act and impact (High-Level)

    • Plan funding arrangement exploration and strategies:

    – Defined Contribution/ Private Exchange
    – Level-Funding
    – Partial Self-funding

    Other Services Include:

    • Employee Needs Analysis
    • Needs Pairing Assessment
    • Discrimination Testing
    • Plan Document Creation



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