Corporate Offices
220 South Ridgewood Avenue
Daytona Beach, Florida 32114
(386) 252-9601

401 East Jackson Street
Suite 1700
Tampa, Florida 33602
(813) 222-4100

Outside Counsel
Cobb & Cole
150 Magnolia Avenue
Daytona Beach, Florida 32114

Holland & Knight LLP
400 North Ashley Drive
Suite 2300
Tampa, Florida 33602

Corporate Information and Shareholder Services
In addition to this report, Brown & Brown, Inc.’s annual report to the Securities and Exchange Commission (Form 10-K) may be obtained without charge by writing to the Corporate Secretary, Brown & Brown, Inc., P.O. Box 1348, Tampa, Florida 33601. A reasonable charge will be made for copies of the exhibits to the Form 10-K.

Annual Meeting
The Annual Meeting of Shareholders of Brown & Brown, Inc. will be held on April 24, 2003 at 9:00 a.m. at the Hilton Daytona Beach Oceanfront Resort, 2637 South Atlantic Avenue, Daytona Beach, Florida 32118.

Transfer Agent and Registrar
Wachovia Bank, NA
1525 West W.T. Harris Boulevard
Charlotte, North Carolina 28262

Independent Certified Public Accountants
Deloitte & Touche, LLP
One Independent Drive
Suite 2801
Jacksonville, Florida 32202

Stock Listing
The New York Stock Exchange Symbol: BRO
Approximate number of shareholders of record as of March 5, 2003 was 1,100. Closing price per share on that date was $28.78.

Additional Information
Information concerning the services of Brown & Brown, Inc., as well as access to current financial releases, is available on the Internet. Brown & Brown’s address is www.bbinsurance.com.