This division again exceeded all expectations and continues to record pre-tax margins that are unheard of in the third-party administration business, having grown by 29.3% last year. With competition as intense as ever, the Services Division is focused firmly on account retention. This group also expanded geographically during 2001, with United Self-Insured Services, AmeriSys and United Benefits (formerly Brown & Brown Benefits) being joined by BeneSys and Cost Management Services in Lafayette, Louisiana, and Preferred Governmental Claims Solutions, in Altamonte Springs, Florida. Even with competition increasing and the securing of reinsurance becoming more challenging, the Services Division is expected to have another record year in 2002. • Florida: Altamonte Springs, Daytona Beach, Orlando, Oviedo • Louisiana: Lafayette